Bankruptcy, Loan Modification & Foreclosure Law Firm

William H. Oliver Jr.

Neptune, NJ - Legal Services

Also serving Clients throughout Monmouth & Ocean Counties


William H. Oliver Jr.

2240 Highway 33

Neptune, NJ 07753

(732) 455-9046

(732) 455-9046

What We Do

Given our country’s economic condition, individuals and families throughout New Jersey and the country are looking for ways to remain in control of their financial lives. The law offices of William H. Oliver, Jr. provides comprehensive legal advice to people who are considering loan modification as a way of regaining control of their mortgage payments.

You can live debt free. Call William H. Oliver, Jr. at (732) 455-9046 today for a free initial consultation.

Many individuals and families find themselves burdened with mortgage payments they can’t afford. This is caused by many factors including adjustable rate mortgages (ARM) with high interest rates or being laid off from work. At one time, these types of mortgages seemed like the best way to deal with an unforeseen situation. However, skyrocketing interest rates have left borrowers with much higher payments than they can handle.

We have valuable experience handling loan modification cases. We’ll guide you through the entire process, from filing paperwork to negotiating with lenders. We’ve served clients throughout Monmouth and Ocean Counties for more than 35 years. Call William H. Oliver, Jr. at (732) 455-9046 today.

Service Area

Clients throughout Monmouth & Ocean Counties

Our Commitment:

  • Your situation is unique. You are not the only individual or family this has happened to, but your circumstances are uniquely yours. You want an attorney who recognizes this. William H. Oliver, Jr. will explain the law and your options.

Languages Spoken:

  • English
  • Spanish


  • Consumer and Business Bankruptcies
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy
  • Mortgage Loan Modification
  • Foreclosures
  • Evictions
  • Traffic Fines
  • DMV Charges
  • State Tax
  • Fines
  • Discharge
  • Real Estate
  • Doctor Bills
  • Credit Card Bills
  • Personal Loans
  • Unsecured Debts
  • Stop Wage Garnishments
  • Stop Creditors' Calls
  • Repossessions
  • Liens
  • Short Sale Assistance
  • Real Estate
  • Wills and Estates


Monmouth County: 
2240 Route 33
Neptune, NJ 07753
(732) 455-9046

Ocean County: 
609 Main Street
Toms River, NJ 08753
(732) 455-9046



Phone Number*

E-Mail Address*


Professional Associations, Awards & Certifications:

  • National Association of Consumer Bankruptcy Attorneys (NACBA)
  • New Jersey Bar Association

Promotions & Special Offers:

  • Free Consultation

What Sets Us Apart

  • Over 35 Years of Experience
  • Offering Legal Help Tailored to Clients' Unique Circumstances
  • Caring and Informative Legal Representation
  • Two Convenient Locations
  • Se Habla Español

Call Us (732) 455-9046



Phone Number*

E-Mail Address*



Hours of Operation
Monday 9:00AM - 6:00PM EST
Tuesday 9:00AM - 6:00PM EST
Wednesday 9:00AM - 6:00PM EST
Thursday 9:00AM - 6:00PM EST
Friday 9:00AM - 5:00PM EST
Saturday 9:00AM - 5:00PM EST
Sunday Closed


Privacy Statement

We respect your privacy. We will not wilfully disclose any individually identifiable information about you to any third party without first receiving your permission, as explained in this privacy statement. Furthermore, we do not specifically target children under the age of 13, nor do we knowingly collect, without parental consent, individually identifiable information from such children.

What Information Do We Collect?

We do not collect any personal information other than that which is specifically and knowingly provided to us.

Cookies and Other Monitoring Technologies?

Like most sites, we may use cookies, web beacons and other monitoring technologies to compile anonymous statistics about site users. Cookies are data files stored on your computer that identify you as a unique user. In limited instances, we may allow third party business partners to monitor our sites for the purpose of reporting user traffic, statistics, advertisements, "click-throughs" and/or other activities and to set their cookies on your computer, subject to agreement between such business partner and us and subject to such business partner's privacy policy. Cookies and related monitoring technologies enable us to track user trends, preferences and patterns. We may also receive and record information from your computer and browser, including your IP address, site(s) you visited and keyword searches you conducted on our site(s). You can visit our site without using cookies. Most browsers permit users to refuse cookies or to be notified before a cookie is accepted. In addition, you may go here to opt-out of most third party tracking.

Links to Other Sites?

This website may contain links to other sites. Those sites may send their own cookies to users, collect data, or solicit personal information. We are not responsible or liable for the privacy practices or content of such sites since we do not control them.

With Whom Do We Share Information?

We may share non-personal and non-personally identifiable information with third parties. Such non-personally identifiable information may include your IP address, sites(s) you visited and keyword searches you conducted on our site(s). This information may allow such third parties to provide you customized advertising.

In addition, we may partner with other parties in connection with the various services offered on our site, such as credit card processors or email delivery services. In such instances, we may share limited personal information that is necessary for the third party to provide its services. These companies are prohibited from using this information for any other purpose.

We may also provide personal information when disclosure may be required by law (e.g., subpoenas, search warrants and court orders). We may also determine that such action is reasonably necessary to protect a party's rights, property, or well-being. This action may include exchanging information with other companies and organizations for the purposes of fraud detection or protection, or in other situations involving suspicious or illegal activities.

Consent and Changes to this Privacy Statement?

By using our site or services, you consent to the collection and use of your information as we have outlined in this privacy statement. We may decide to change this privacy statement from time to time. If and when we do, we will post the changes on this page so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it.

Effective May 1, 2012